The Role of Postal Networks in Expanding Access to Financial Services : Egypt's Postal Finance Services

This paper discusses the role of the postal network in expanding access to financial services in Egypt. It reviews the public postal operator within the postal sector and within the broader context of the communications sector. The roles of the postal network and state and privately-owned banks are also reviewed from the perspective of the financial sector development, with particular focus on payments systems development and microfinance. The ultimate goal of postal reform is to create a system where modern technology and a free flow of information benefit the customer. A modern, efficient postal service that utilizes the latest information technology will not only increase Egypt's social and economic development, but will also contribute significantly to the creation of an Egyptian information society.

Bibliographic Details

Main Author:	World Bank
Format:	Policy Note biblioteca
Language:	English en_US
Published:	Washington, DC 2004-12
Subjects:	ACCESS TO FINANCIAL SERVICES, ACCOUNTABILITY, ACCOUNTING, ACTUAL COST, AGRICULTURAL CREDIT, ASSET MANAGEMENT, AUDITS, AUTONOMY, BANK BRANCHES, BANKING SECTOR, BANKING SERVICES, BANKING SYSTEM, BANKING SYSTEMS, BOARDS OF DIRECTORS, BULK MAIL, CAPITAL ADEQUACY, CAPITAL MARKETS, CASH FLOW, CASHLESS TRANSACTIONS, CENTRAL BANK OF EGYPT, CHECKING, CLEARING HOUSE, CLEARING HOUSES, CLEARINGHOUSES, COMMERCIAL BANKS, COMMERCIALIZATION, COURIER SERVICES, CREDIT ASSOCIATIONS, CURRENCY EXCHANGE, CURRENT ACCOUNTS, CURRENT EXPENDITURES, DEBIT CARD, DEBIT CARDS, DEBT, DECLINING MAIL VOLUMES, DELIVERY OF MAIL, DELIVERY OF PARCELS, DELIVERY SERVICES, DEPOSIT, DEPOSITORS, DEPOSITS, DIRECT MAIL, DIRECT MARKETING, DOMESTIC EXPRESS MAIL, DOMESTIC EXPRESS MAIL SERVICE, DOMESTIC LETTERS, DOMESTIC POSTAL, DOMESTIC POSTAL SERVICES, DOMESTIC SERVICE, DOMESTIC SERVICES, DONOR SUPPORT, E-COMMERCE, E-COMMERCE ACTIVITIES, E-GOVERNMENT, E-MAIL, ECONOMIC REFORM, ELECTRONIC COMMUNICATIONS, ELECTRONIC SERVICES, EXPRESS MAIL SERVICE, FINANCIAL INSTITUTIONS, FINANCIAL INSTRUMENTS, FINANCIAL MANAGEMENT, FINANCIAL MARKETS, FINANCIAL PERFORMANCE, FINANCIAL PLANNING, FINANCIAL SECTOR DEVELOPMENT, FINANCIAL SERVICE, FINANCIAL SERVICE PROVIDERS, FINANCIAL SERVICES, FORMAL FINANCIAL INSTITUTION, GOVERNMENT FINANCE, HOUSING, HYBRID MAIL, INFLATION, INFORMATION SYSTEM, INFORMATION TECHNOLOGY, INSURANCE, INTEREST MARGIN, INTEREST RATES, INTERNATIONAL LETTERS, INTERNATIONAL MAIL, INVESTMENT BANKS, LAWS, LEGAL FRAMEWORK, LETTER CARRIER, LETTERS, LIMITED ACCESS, LOAN, LOAN CLASSIFICATION, LOCAL POST OFFICES, MAIL BUSINESS, MAIL DELIVERY, MAIL ITEMS, MAIL MARKET, MAIL PROCESSING, MAIL SERVICE, MAIL SERVICES, MAIL VOLUME, MANAGEMENT INFORMATION SYSTEMS, MARKET DISCIPLINE, MARKETING, MFI, MICROFINANCE, MONEY ORDERS, MUNICIPALITIES, NATIONAL BANK, NATIONAL POST, NATIONAL POSTAL, NATIONAL POSTAL SYSTEM, NUMBER OF POST OFFICES, OPERATING COSTS, PACKAGES, PARCEL SERVICES, PARCELS, PAYMENT COLLECTION, PAYMENT OF PENSIONS, PAYMENT SERVICES, PAYMENTS INSTRUMENTS, PAYMENTS SERVICES, POINT OF SALE, POST OFFICE, POST OFFICES, POSTAL, POSTAL ACCOUNTS, POSTAL ADMINISTRATION, POSTAL ADMINISTRATIONS, POSTAL AGENTS, POSTAL AUTHORITIES, POSTAL AUTHORITY, POSTAL BUSINESS, POSTAL CUSTOMERS, POSTAL ESTABLISHMENTS, POSTAL FINANCE, POSTAL FINANCIAL SERVICES, POSTAL INFORMATION, POSTAL LAW, POSTAL MAIL, POSTAL MANAGEMENT, POSTAL MARKET, POSTAL MARKETS, POSTAL MONEY ORDERS, POSTAL NETWORK, POSTAL NETWORKS, POSTAL OFFICES, POSTAL OPERATORS, POSTAL ORGANIZATION, POSTAL OUTLETS, POSTAL PAYMENT, POSTAL POLICY, POSTAL REFORM, POSTAL REFORM PROCESS, POSTAL REFORM STRATEGY, POSTAL REVENUES, POSTAL SAVINGS, POSTAL SAVINGS BANKS, POSTAL SECTOR, POSTAL SECTOR DEVELOPMENT, POSTAL SECTOR POLICY, POSTAL SECTOR REFORM, POSTAL SERVICE, POSTAL SERVICE PRICING, POSTAL SERVICE REFORM, POSTAL SERVICE STANDARDS, POSTAL SERVICES, POSTAL SERVICES LAW, POSTAL STAFF, POSTAL SYSTEMS, POSTAL WORKERS, PRIVATE COURIER, PRIVATE COURIER COMPANIES, PRIVATE COURIER OPERATORS, PRIVATE COURIERS, PRIVATE OPERATORS, PRIVATE SECTOR BANKS, PRIVATE SECTOR PARTICIPATION, PRIVATIZATION, PRIVILEGED ACCESS, PRODUCTIVITY, PROFITABILITY, PROPENSITY TO SAVE, PUBLIC AGENCIES, PUBLIC FINANCE, PUBLIC POSTAL OPERATOR, QUALITY OF SERVICE, REGULATORY FRAMEWORK, REMITTANCES, RETAIL BANKING, RISK MANAGEMENT, SAVINGS ACCOUNTS, SAVINGS PRODUCTS, SINGLE POST OFFICE, SPECIALIZED BANKS, STATE BANKS, STRUCTURAL ADJUSTMENT, TELECOMMUNICATION SERVICES, TELECOMMUNICATIONS, TRADITIONAL MAIL, TRADITIONAL POSTAL MONEY ORDER, TRADITIONAL POSTAL SERVICES, TRANSPORT, TYPES OF MAIL, UNIVERSAL OBLIGATION, UNIVERSAL POSTAL, UNIVERSAL POSTAL UNION, UNIVERSAL SERVICE, UNIVERSAL SERVICE OBLIGATION, UNIVERSAL SERVICE OBLIGATIONS, UPU, URBAN AREAS, WORKING CAPITAL,
Online Access:	http://documents.worldbank.org/curated/en/2004/12/16348638/egypt-arab-republic-role-postal-networks-expanding-access-financial-services-country-case-egypts-postal-ffnance-services http://hdl.handle.net/10986/14895
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